Assumable homes for sale in Simla, CO

8 homesVA & FHA loansrates from 3.85% vs 7.40% today

Simla assumption guide
35360 Harrisville Road, Calhan, CO, 80808 — assumable VA mortgage at 3.85%
VA
Active
19
$575,000$116,796 equity gap
Rate
3.85%
7.40%today
Payment
$2,344/mo
$3,462today
  • 3beds
  • 3baths
  • 2,356sqft

35360 Harrisville Road, Calhan

35360 Harrisville Road, Calhan, CO, 80808 — assumable VA mortgage at 3.85%
VA
Active
18
$575,000$116,796 equity gap
Rate
3.85%
7.40%today
Payment
$2,344/mo
$3,462today
  • 3beds
  • 3baths
  • 2,356sqft

35360 Harrisville Road, Calhan

18300 County Rd 105, Ramah, CO, 80832 — assumable VA mortgage at 6.50%
VA
Active
46
$697,000$22,000 equity gap
Rate
6.50%
7.40%today
Payment
$4,266/mo
$4,674today
  • 4beds
  • 4baths
  • 3,825sqft

18300 County Rd 105, Ramah

18300 County Road 105, Ramah, CO, 80832 — assumable VA mortgage at 6.50%
VA
Active
50
$697,000$22,000 equity gap
Rate
6.50%
7.40%today
Payment
$4,266/mo
$4,674today
  • 4beds
  • 4baths
  • 4,103sqft

18300 County Road 105, Ramah

36680 Ramah Road, Ramah, CO, 80832 — assumable FHA mortgage at 7.76%
FHA
Active
34
$409,900$17,721 equity gap
Rate
7.76%
7.40%today
Payment
$2,887/mo
$2,787today
  • 4beds
  • 2baths
  • 1,792sqft

36680 Ramah Road, Ramah

425 Pueblo Avenue, Simla, CO, 80835 — assumable VA mortgage at 6.23%
VA
Active
36
$375,000$32,908 equity gap
Rate
6.23%
7.40%today
Payment
$2,116/mo
$2,385today
  • 2beds
  • 2baths
  • 1,353sqft

425 Pueblo Avenue, Simla

36680 Ramah Road, Ramah, CO, 80832 — assumable FHA mortgage at 7.76%
FHA
Active
15
$429,900$37,721 equity gap
Rate
7.76%
7.40%today
Payment
$2,887/mo
$2,787today
  • 4beds
  • 2baths
  • 1,792sqft

36680 Ramah Road, Ramah

502 Pueblo Avenue, Simla, CO, 80835 — assumable VA mortgage at 6.49%
VA
Active
17
$260,000Potential short sale
Rate
6.49%
7.40%today
Payment
$1,894/mo
$2,077today
  • 3beds
  • 1baths
  • 1,060sqft

502 Pueblo Avenue, Simla

Assuming a mortgage in Simla

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
3.85%
Lowest existing payment
$1,894 /mo
Median cash to assume
$32,908
Jon Cole

Jon Cole

Impact Real Estate

jon@homewithimpact.com+13037758744Impact Real Estate logo
Equal Housing Opportunity

Impact Real Estate is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.