Jon Cole

Jon Cole

(303) 775-8744

Assumable homes for sale in Colorado

200 homesVA & FHA loansrates from 2.25% vs 7.40% today

Colorado assumption guide
19629 93rd Drive #B, Arvada, CO, 80007 — assumable FHA mortgage at 2.75%
FHA
Active
32
$400,000$54,450 equity gap
Rate
2.75%
7.40%today
Payment
$1,572/mo
$2,667today
  • 2beds
  • 3baths
  • 1,245sqft

19629 93rd Drive #B, Arvada

2327 Condor Street, Colorado Springs, CO, 80909 — assumable VA mortgage at 2.25%
VA
Active
41
$440,000$127,309 equity gap
Rate
2.25%
7.40%today
Payment
$1,395/mo
$2,527today
  • 4beds
  • 2baths
  • 1,807sqft

2327 Condor Street, Colorado Springs

4066 Atchison Way #102, Aurora, CO, 80014 — assumable FHA mortgage at 3.82%
FHA
Active
47
$210,000$39,568 equity gap
Rate
3.82%
7.40%today
Payment
$931/mo
$1,380today
  • 2beds
  • 1baths
  • 1,062sqft

4066 Atchison Way #102, Aurora

8290 Grey Bark Way, Colorado Springs, CO, 80908 — assumable FHA mortgage at 4.50%
FHA
Active
46
$415,000Potential short sale
Rate
4.50%
7.40%today
Payment
$2,158/mo
$2,949today
  • 3beds
  • 3baths
  • 1,723sqft

8290 Grey Bark Way, Colorado Springs

117 35th SW Street, Loveland, CO, 80537 — assumable VA mortgage at 2.25%
VA
Active
45
$575,000$255,117 equity gap
Rate
2.25%
7.40%today
Payment
$1,427/mo
$2,585today
  • 4beds
  • 2baths
  • 2,080sqft

117 35th SW Street, Loveland

12304 51st Avenue, Wheat Ridge, CO, 80033 — assumable FHA mortgage at 2.875%
FHA
Active
38
$565,000$147,456 equity gap
Rate
2.875%
7.40%today
Payment
$1,957/mo
$3,267today
  • 4beds
  • 4baths
  • 2,274sqft

12304 51st Avenue, Wheat Ridge

7991 Pennydale Drive, Colorado Springs, CO, 80908 — assumable VA mortgage at 5.20%
VA
Active
38
$669,000Potential short sale
Rate
5.20%
7.40%today
Payment
$3,695/mo
$4,659today
  • 4beds
  • 3baths
  • 3,108sqft

7991 Pennydale Drive, Colorado Springs

12546 Cornell Avenue #301, Aurora, CO, 80014 — assumable FHA mortgage at 2.67%
FHATop pick
Active
14
$190,000$6,104 equity gap
Rate
2.67%
7.40%today
Payment
$853/mo
$1,462today
  • 2beds
  • 2baths
  • 1,016sqft

12546 Cornell Avenue #301, Aurora

18910 Archers Drive, Monument, CO, 80132 — assumable VA mortgage at 2.77%
VATop pick
Active
44
$1,210,000$33,337 equity gap
Rate
2.77%
7.40%today
Payment
$5,403/mo
$9,139today
  • 5beds
  • 5baths
  • 5,066sqft

18910 Archers Drive, Monument

811 Nob Hill Trail, Franktown, CO, 80116 — assumable VA mortgage at 2.77%
VATop pick
Active
23
$715,000Potential short sale
Rate
2.77%
7.40%today
Payment
$3,458/mo
$5,850today
  • 5beds
  • 3baths
  • 3,432sqft

811 Nob Hill Trail, Franktown

1661 Idalia Circle #A, Aurora, CO, 80017 — assumable FHA mortgage at 2.77%
FHATop pick
Active
27
$225,000$11,541 equity gap
Rate
2.77%
7.40%today
Payment
$985/mo
$1,666today
  • 2beds
  • 1baths
  • 840sqft

1661 Idalia Circle #A, Aurora

1917 Kingston Street, Aurora, CO, 80010 — assumable VA mortgage at 2.77%
VATop pick
Active
25
$370,000$15,066 equity gap
Rate
2.77%
7.40%today
Payment
$1,637/mo
$2,770today
  • 3beds
  • 1baths
  • 971sqft

1917 Kingston Street, Aurora

6751 Skuna Drive, Colorado Springs, CO, 80925 — assumable VA mortgage at 2.80%
VATop pick
Active
32
$485,000$24,108 equity gap
Rate
2.80%
7.40%today
Payment
$2,133/mo
$3,594today
  • 4beds
  • 3baths
  • 1,940sqft

6751 Skuna Drive, Colorado Springs

3317 Bijou Street, Colorado Springs, CO, 80904 — assumable VA mortgage at 2.86%
VATop pick
Active
37
$455,000$16,629 equity gap
Rate
2.86%
7.40%today
Payment
$2,038/mo
$3,407today
  • 4beds
  • 2baths
  • 2,202sqft

3317 Bijou Street, Colorado Springs

31 Meade Avenue, Colorado Springs, CO, 80909 — assumable VA mortgage at 2.87%
VATop pick
Active
32
$390,000$17,009 equity gap
Rate
2.87%
7.40%today
Payment
$1,740/mo
$2,905today
  • 3beds
  • 1baths
  • 1,022sqft

31 Meade Avenue, Colorado Springs

1860 Arkansas Avenue, Denver, CO, 80223 — assumable VA mortgage at 2.88%
VATop pick
Active
33
$500,000$25,732 equity gap
Rate
2.88%
7.40%today
Payment
$2,175/mo
$3,628today
  • 3beds
  • 2baths
  • 1,409sqft

1860 Arkansas Avenue, Denver

7698 Sandy Springs Point, Fountain, CO, 80817 — assumable VA mortgage at 2.88%
VATop pick
Active
19
$270,000Potential short sale
Rate
2.88%
7.40%today
Payment
$1,253/mo
$2,090today
  • 2beds
  • 3baths
  • 1,306sqft

7698 Sandy Springs Point, Fountain

4096 London Lane, Colorado Springs, CO, 80916 — assumable VA mortgage at 2.90%
VATop pick
Active
41
$250,000Potential short sale
Rate
2.90%
7.40%today
Payment
$1,235/mo
$2,054today
  • 5beds
  • 2baths
  • 1,775sqft

4096 London Lane, Colorado Springs

10758 Witcher Drive, Colorado Springs, CO, 80925 — assumable VA mortgage at 2.90%
VATop pick
Active
15
$410,000Potential short sale
Rate
2.90%
7.40%today
Payment
$2,024/mo
$3,366today
  • 4beds
  • 3baths
  • 1,982sqft

10758 Witcher Drive, Colorado Springs

17820 96th Place, Commerce City, CO, 80022 — assumable FHA mortgage at 2.90%
FHATop pick
Active
34
$375,000$19,604 equity gap
Rate
2.90%
7.40%today
Payment
$1,656/mo
$2,754today
  • 3beds
  • 3baths
  • 1,540sqft

17820 96th Place, Commerce City

15296 66th Drive, Arvada, CO, 80007 — assumable FHA mortgage at 2.90%
FHATop pick
Active
41
$510,000$31,886 equity gap
Rate
2.90%
7.40%today
Payment
$2,227/mo
$3,705today
  • 3beds
  • 3baths
  • 1,798sqft

15296 66th Drive, Arvada

5672 Lowell Boulevard, Littleton, CO, 80123 — assumable FHA mortgage at 2.90%
FHATop pick
Active
16
$348,000$6,630 equity gap
Rate
2.90%
7.40%today
Payment
$1,594/mo
$2,651today
  • 3beds
  • 3baths
  • 1,785sqft

5672 Lowell Boulevard, Littleton

1912 Greenwood Street, Pueblo, CO, 81003 — assumable FHA mortgage at 2.94%
FHATop pick
Active
33
$335,000$14,439 equity gap
Rate
2.94%
7.40%today
Payment
$1,517/mo
$2,511today
  • 4beds
  • 2baths
  • 2,264sqft

1912 Greenwood Street, Pueblo

1130 Pennsylvania Street #202, Denver, CO, 80203 — assumable FHA mortgage at 2.96%
FHATop pick
Active
20
$190,000$4,320 equity gap
Rate
2.96%
7.40%today
Payment
$881/mo
$1,454today
  • 1beds
  • 1baths
  • 550sqft

1130 Pennsylvania Street #202, Denver

1295 Zeno Circle #C, Aurora, CO, 80017 — assumable FHA mortgage at 2.96%
FHATop pick
Active
25
$249,900Potential short sale
Rate
2.96%
7.40%today
Payment
$1,240/mo
$2,046today
  • 2beds
  • 3baths
  • 1,240sqft

1295 Zeno Circle #C, Aurora

6773 Galpin Drive, Colorado Springs, CO, 80925 — assumable VA mortgage at 2.98%
VATop pick
Active
19
$390,000$19,458 equity gap
Rate
2.98%
7.40%today
Payment
$1,761/mo
$2,900today
  • 4beds
  • 3baths
  • 1,994sqft

6773 Galpin Drive, Colorado Springs

3433 Hunterwood Drive, Colorado Springs, CO, 80916 — assumable VA mortgage at 2.98%
VATop pick
Active
30
$340,000$17,743 equity gap
Rate
2.98%
7.40%today
Payment
$1,525/mo
$2,511today
  • 4beds
  • 2baths
  • 1,280sqft

3433 Hunterwood Drive, Colorado Springs

4987 Lake Avenue, Centennial, CO, 80121 — assumable FHA mortgage at 2.99%
FHATop pick
Active
48
$925,000Potential short sale
Rate
2.99%
7.40%today
Payment
$4,674/mo
$7,685today
  • 4beds
  • 4baths
  • 3,014sqft

4987 Lake Avenue, Centennial

18910 Archers Drive, Monument, CO, 80132 — assumable VA mortgage at 3.01%
VATop pick
Active
42
$1,210,000$28,377 equity gap
Rate
3.01%
7.40%today
Payment
$5,572/mo
$9,139today
  • 5beds
  • 5baths
  • 5,066sqft

18910 Archers Drive, Monument

1912 Greenwood Street, Pueblo, CO, 81003 — assumable FHA mortgage at 3.02%
FHATop pick
Active
33
$335,000$13,954 equity gap
Rate
3.02%
7.40%today
Payment
$1,533/mo
$2,511today
  • 4beds
  • 2baths
  • 2,264sqft

1912 Greenwood Street, Pueblo

4426 McGrew Circle, Colorado Springs, CO, 80911 — assumable VA mortgage at 3.05%
VATop pick
Active
40
$377,125$7,586 equity gap
Rate
3.05%
7.40%today
Payment
$1,743/mo
$2,844today
  • 3beds
  • 2baths
  • 1,570sqft

4426 McGrew Circle, Colorado Springs

17965 107th Place, Commerce City, CO, 80022 — assumable VA mortgage at 3.05%
VATop pick
Active
30
$475,000Potential short sale
Rate
3.05%
7.40%today
Payment
$2,243/mo
$3,660today
  • 2beds
  • 3baths
  • 1,682sqft

17965 107th Place, Commerce City

1881 Dunkirk Street #106, Aurora, CO, 80017 — assumable VA mortgage at 3.07%
VATop pick
Active
21
$290,000$4,045 equity gap
Rate
3.07%
7.40%today
Payment
$1,355/mo
$2,205today
  • 2beds
  • 2baths
  • 824sqft

1881 Dunkirk Street #106, Aurora

6712 Holland Way, Littleton, CO, 80128 — assumable FHA mortgage at 3.07%
FHATop pick
Active
46
$349,500$20,764 equity gap
Rate
3.07%
7.40%today
Payment
$1,554/mo
$2,529today
  • 3beds
  • 2baths
  • 1,486sqft

6712 Holland Way, Littleton

514 Grand Estates Drive #2, Estes Park, CO, 80517 — assumable VA mortgage at 3.07%
VATop pick
Active
29
$369,000$19,523 equity gap
Rate
3.07%
7.40%today
Payment
$1,659/mo
$2,700today
  • 2beds
  • 2baths
  • 1,116sqft

514 Grand Estates Drive #2, Estes Park

6635 Carriage Meadows Drive, Colorado Springs, CO, 80925 — assumable VA mortgage at 3.09%
VATop pick
Active
49
$385,000$18,875 equity gap
Rate
3.09%
7.40%today
Payment
$1,738/mo
$2,822today
  • 3beds
  • 3baths
  • 1,821sqft

6635 Carriage Meadows Drive, Colorado Springs

Assuming a mortgage in Colorado

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour. 7 of the 200 homes here are UMe-verified, meaning the loan terms have been confirmed with the servicer.

Lowest existing rate
2.25%
Lowest existing payment
$657 /mo
Median cash to assume
$44,572
Jon Cole

Jon Cole

Impact Real Estate

jon@homewithimpact.com+13037758744Impact Real Estate logo
Equal Housing Opportunity

Impact Real Estate is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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