Assumable homes for sale in Monument, CO

134 homesVA & FHA loansrates from 2.18% vs 7.40% today

Monument assumption guide
18910 Archers Drive, Monument, CO, 80132 — assumable VA mortgage at 2.77%
VATop pick
Active
44
$1,210,000$33,337 equity gap
Rate
2.77%
7.40%today
Payment
$5,403/mo
$9,139today
  • 5beds
  • 5baths
  • 5,066sqft

18910 Archers Drive, Monument

18910 Archers Drive, Monument, CO, 80132 — assumable VA mortgage at 3.01%
VATop pick
Active
42
$1,210,000$28,377 equity gap
Rate
3.01%
7.40%today
Payment
$5,572/mo
$9,139today
  • 5beds
  • 5baths
  • 5,066sqft

18910 Archers Drive, Monument

1287 Walters Point, Monument, CO, 80132 — assumable FHA mortgage at 3.05%
FHA
Active
26
$325,000$46,167 equity gap
Rate
3.05%
7.40%today
Payment
$1,342/mo
$2,189today
  • 2beds
  • 3baths
  • 1,256sqft

1287 Walters Point, Monument

17136 Silent Forest Point, Monument, CO, 80132 — assumable VA mortgage at 3.92%
VA
Active
30
$355,500$12,808 equity gap
Rate
3.92%
7.40%today
Payment
$1,773/mo
$2,596today
  • 3beds
  • 3baths
  • 1,486sqft

17136 Silent Forest Point, Monument

16315 Windy Creek Drive, Monument, CO, 80132 — assumable VA mortgage at 2.66%
VA
Active
28
$475,000$100,501 equity gap
Rate
2.66%
7.40%today
Payment
$1,735/mo
$2,977today
  • 4beds
  • 3baths
  • 1,784sqft

16315 Windy Creek Drive, Monument

16315 Windy Creek Drive, Monument, CO, 80132 — assumable VA mortgage at 2.70%
VA
Active
28
$475,000$100,188 equity gap
Rate
2.70%
7.40%today
Payment
$1,744/mo
$2,977today
  • 4beds
  • 3baths
  • 1,784sqft

16315 Windy Creek Drive, Monument

19534 Lindenmere Drive, Monument, CO, 80132 — assumable VA mortgage at 2.84%
VA
Active
50
$689,900$202,793 equity gap
Rate
2.84%
7.40%today
Payment
$2,264/mo
$3,796today
  • 5beds
  • 4baths
  • 3,808sqft

19534 Lindenmere Drive, Monument

16353 Blue Yonder View, Monument, CO, 80132 — assumable VA mortgage at 2.88%
VA
Active
42
$375,000$87,543 equity gap
Rate
2.88%
7.40%today
Payment
$1,339/mo
$2,233today
  • 3beds
  • 3baths
  • 1,488sqft

16353 Blue Yonder View, Monument

19840 Glen Shadows Drive, Colorado Springs, CO, 80908 — assumable VA mortgage at 2.90%
VA
Active
47
$1,000,000$268,466 equity gap
Rate
2.90%
7.40%today
Payment
$3,455/mo
$5,747today
  • 6beds
  • 5baths
  • 5,015sqft

19840 Glen Shadows Drive, Colorado Springs

12578 Broad Oaks Drive, Colorado Springs, CO, 80921 — assumable VA mortgage at 3.00%
VA
Active
47
$770,000$201,716 equity gap
Rate
3.00%
7.40%today
Payment
$2,719/mo
$4,466today
  • 4beds
  • 3baths
  • 4,381sqft

12578 Broad Oaks Drive, Colorado Springs

589 Burke Hollow Drive, Monument, CO, 80132 — assumable VA mortgage at 4.00%
VA
Active
50
$869,000$33,329 equity gap
Rate
4.00%
7.40%today
Payment
$4,353/mo
$6,312today
  • 5beds
  • 4baths
  • 4,554sqft

589 Burke Hollow Drive, Monument

16376 Rustlers Range Point, Monument, CO, 80132 — assumable FHA mortgage at 3.55%
FHA
Active
27
$370,000$57,424 equity gap
Rate
3.55%
7.40%today
Payment
$1,551/mo
$2,377today
  • 2beds
  • 3baths
  • 1,363sqft

16376 Rustlers Range Point, Monument

2382 Pelican Bay Drive, Monument, CO, 80132 — assumable VA mortgage at 3.10%
VA
Active
49
$622,000$177,930 equity gap
Rate
3.10%
7.40%today
Payment
$2,110/mo
$3,422today
  • 5beds
  • 4baths
  • 2,918sqft

2382 Pelican Bay Drive, Monument

797 Century Lane, Monument, CO, 80132 — assumable VA mortgage at 2.96%
VA
Active
13
$419,000$141,846 equity gap
Rate
2.96%
7.40%today
Payment
$1,342/mo
$2,216today
  • —beds
  • —baths
  • 0sqft

797 Century Lane, Monument

14174 Albatross Drive, Colorado Springs, CO, 80921 — assumable VA mortgage at 3.03%
VA
Active
42
$495,000$164,590 equity gap
Rate
3.03%
7.40%today
Payment
$1,624/mo
$2,656today
  • 3beds
  • 4baths
  • 2,022sqft

14174 Albatross Drive, Colorado Springs

14174 Albatross Drive, Colorado Springs, CO, 80921 — assumable VA mortgage at 3.10%
VA
Active
42
$495,000$164,070 equity gap
Rate
3.10%
7.40%today
Payment
$1,638/mo
$2,656today
  • 3beds
  • 4baths
  • 2,022sqft

14174 Albatross Drive, Colorado Springs

4512 Settlers Ranch Road, Colorado Springs, CO, 80908 — assumable VA mortgage at 3.11%
VA
Active
50
$1,790,000$643,472 equity gap
Rate
3.11%
7.40%today
Payment
$5,443/mo
$8,815today
  • 5beds
  • 4baths
  • 4,682sqft

4512 Settlers Ranch Road, Colorado Springs

4512 Settlers Ranch Road, Colorado Springs, CO, 80908 — assumable VA mortgage at 3.11%
VA
Active
50
$1,790,000$643,472 equity gap
Rate
3.11%
7.40%today
Payment
$5,443/mo
$8,815today
  • 5beds
  • 4baths
  • 4,682sqft

4512 Settlers Ranch Road, Colorado Springs

1630 Oakmont Drive, Colorado Springs, CO, 80921 — assumable VA mortgage at 2.18%
VA
Active
32
$949,900$658,517 equity gap
Rate
2.18%
7.40%today
Payment
$1,251/mo
$2,288today
  • 6beds
  • 5baths
  • 4,794sqft

1630 Oakmont Drive, Colorado Springs

16125 Gold Creek Drive, Monument, CO, 80132 — assumable VA mortgage at 2.39%
VA
Active
50
$799,900$495,772 equity gap
Rate
2.39%
7.40%today
Payment
$1,644/mo
$2,718today
  • 4beds
  • 3baths
  • 3,520sqft

16125 Gold Creek Drive, Monument

16297 Hobson Place, Monument, CO, 80132 — assumable VA mortgage at 2.52%
VA
Active
50
$675,000$444,032 equity gap
Rate
2.52%
7.40%today
Payment
$1,609/mo
$2,423today
  • 5beds
  • 4baths
  • 3,410sqft

16297 Hobson Place, Monument

15691 Lake Mist Drive, Monument, CO, 80132 — assumable VA mortgage at 2.67%
VA
Active
50
$819,900$381,414 equity gap
Rate
2.67%
7.40%today
Payment
$2,034/mo
$3,485today
  • 5beds
  • 5baths
  • 4,447sqft

15691 Lake Mist Drive, Monument

15595 Copperfield Drive, Colorado Springs, CO, 80921 — assumable VA mortgage at 2.70%
VA
Active
50
$849,900$395,028 equity gap
Rate
2.70%
7.40%today
Payment
$2,117/mo
$3,613today
  • 6beds
  • 4baths
  • 5,334sqft

15595 Copperfield Drive, Colorado Springs

15595 Copperfield Drive, Colorado Springs, CO, 80921 — assumable VA mortgage at 2.70%
VA
Active
50
$849,900$395,028 equity gap
Rate
2.70%
7.40%today
Payment
$2,117/mo
$3,613today
  • 6beds
  • 4baths
  • 5,334sqft

15595 Copperfield Drive, Colorado Springs

12637 Chianti Court, Colorado Springs, CO, 80921 — assumable VA mortgage at 2.71%
VA
Active
39
$825,000$483,124 equity gap
Rate
2.71%
7.40%today
Payment
$1,600/mo
$2,728today
  • 5beds
  • 4baths
  • 3,083sqft

12637 Chianti Court, Colorado Springs

18330 Bakers Farm Road, Colorado Springs, CO, 80908 — assumable VA mortgage at 2.73%
VA
Active
50
$1,150,000$762,101 equity gap
Rate
2.73%
7.40%today
Payment
$1,807/mo
$3,072today
  • 5beds
  • 5baths
  • 4,524sqft

18330 Bakers Farm Road, Colorado Springs

12637 Chianti Court, Colorado Springs, CO, 80921 — assumable VA mortgage at 2.77%
VA
Active
40
$825,000$482,685 equity gap
Rate
2.77%
7.40%today
Payment
$1,613/mo
$2,728today
  • 5beds
  • 4baths
  • 3,083sqft

12637 Chianti Court, Colorado Springs

17512 Pond View Place, Colorado Springs, CO, 80908 — assumable VA mortgage at 2.80%
VA
Active
47
$1,550,000$860,475 equity gap
Rate
2.80%
7.40%today
Payment
$3,275/mo
$5,518today
  • 5beds
  • 5baths
  • 4,882sqft

17512 Pond View Place, Colorado Springs

1420 Symphony Heights, Monument, CO, 80132 — assumable VA mortgage at 2.80%
VA
Active
50
$749,900$498,137 equity gap
Rate
2.80%
7.40%today
Payment
$1,165/mo
$1,963today
  • 3beds
  • 3baths
  • 3,602sqft

1420 Symphony Heights, Monument

12195 Stanley Canyon Road, Colorado Springs, CO, 80921 — assumable VA mortgage at 2.80%
VA
Active
50
$549,999$301,139 equity gap
Rate
2.80%
7.40%today
Payment
$1,182/mo
$1,992today
  • 5beds
  • 3baths
  • 2,574sqft

12195 Stanley Canyon Road, Colorado Springs

1272 Dream Lake Court, Colorado Springs, CO, 80921 — assumable VA mortgage at 2.80%
VA
Active
50
$630,000$334,481 equity gap
Rate
2.80%
7.40%today
Payment
$1,400/mo
$2,359today
  • 5beds
  • 4baths
  • 3,222sqft

1272 Dream Lake Court, Colorado Springs

1272 Dream Lake Court, Colorado Springs, CO, 80921 — assumable VA mortgage at 2.80%
VA
Active
48
$630,000$334,481 equity gap
Rate
2.80%
7.40%today
Payment
$1,400/mo
$2,359today
  • 5beds
  • 4baths
  • 3,222sqft

1272 Dream Lake Court, Colorado Springs

3290 Hamal Circle, Monument, CO, 80132 — assumable VA mortgage at 2.80%
VA
Active
50
$1,350,000$1,116,214 equity gap
Rate
2.80%
7.40%today
Payment
$1,108/mo
$1,866today
  • 4beds
  • 5baths
  • 5,246sqft

3290 Hamal Circle, Monument

17085 Foxcross Drive, Monument, CO, 80132 — assumable VA mortgage at 2.81%
VA
Active
35
$538,000$330,629 equity gap
Rate
2.81%
7.40%today
Payment
$981/mo
$1,651today
  • 4beds
  • 4baths
  • 2,656sqft

17085 Foxcross Drive, Monument

18330 Bakers Farm Road, Colorado Springs, CO, 80908 — assumable VA mortgage at 2.81%
VA
Active
50
$1,150,000$761,469 equity gap
Rate
2.81%
7.40%today
Payment
$1,825/mo
$3,072today
  • 5beds
  • 5baths
  • 4,524sqft

18330 Bakers Farm Road, Colorado Springs

209 Avocet Loop, Colorado Springs, CO, 80921 — assumable VA mortgage at 2.81%
VA
Active
50
$550,000$288,301 equity gap
Rate
2.81%
7.40%today
Payment
$1,238/mo
$2,084today
  • 5beds
  • 3baths
  • 2,605sqft

209 Avocet Loop, Colorado Springs

Assuming a mortgage in Monument

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.18%
Lowest existing payment
$745 /mo
Median cash to assume
$254,414
Jon Cole

Jon Cole

Impact Real Estate

jon@homewithimpact.com+13037758744Impact Real Estate logo
Equal Housing Opportunity

Impact Real Estate is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.