Assumable homes for sale in Divide, CO

55 homesVA & FHA loansrates from 2.72% vs 7.40% today

Divide assumption guide
600 Spruce Street, Woodland Park, CO, 80863 — assumable VA mortgage at 2.87%
VA
Active
27
$560,000$88,086 equity gap
Rate
2.87%
7.40%today
Payment
$2,196/mo
$3,667today
  • 3beds
  • 2baths
  • 2,048sqft

600 Spruce Street, Woodland Park

560 Manor Court, Woodland Park, CO, 80863 — assumable FHA mortgage at 2.87%
FHA
Active
33
$349,900$70,585 equity gap
Rate
2.87%
7.40%today
Payment
$1,303/mo
$2,175today
  • 2beds
  • 2baths
  • 1,440sqft

560 Manor Court, Woodland Park

115 Hawkridge Drive, Woodland Park, CO, 80863 — assumable VA mortgage at 3.09%
VA
Active
50
$800,000$129,829 equity gap
Rate
3.09%
7.40%today
Payment
$3,181/mo
$5,165today
  • 5beds
  • 4baths
  • 3,759sqft

115 Hawkridge Drive, Woodland Park

115 Hawkridge Drive, Woodland Park, CO, 80863 — assumable VA mortgage at 3.09%
VA
Active
50
$800,000$129,829 equity gap
Rate
3.09%
7.40%today
Payment
$3,181/mo
$5,165today
  • 5beds
  • 4baths
  • 3,759sqft

115 Hawkridge Drive, Woodland Park

367 Cottonwood Lake Drive, Divide, CO, 80814 — assumable VA mortgage at 3.11%
VA
Active
44
$724,000$138,613 equity gap
Rate
3.11%
7.40%today
Payment
$2,779/mo
$4,500today
  • 3beds
  • 3baths
  • 2,462sqft

367 Cottonwood Lake Drive, Divide

17 Deer Lake Circle, Divide, CO, 80814 — assumable FHA mortgage at 2.87%
FHA
Active
50
$409,999$113,901 equity gap
Rate
2.87%
7.40%today
Payment
$1,384/mo
$2,311today
  • 3beds
  • 2baths
  • 1,440sqft

17 Deer Lake Circle, Divide

1625 Mountain Estates Road, Florissant, CO, 80816 — assumable VA mortgage at 2.96%
VA
Active
28
$395,000$100,494 equity gap
Rate
2.96%
7.40%today
Payment
$1,430/mo
$2,360today
  • 3beds
  • 3baths
  • 1,899sqft

1625 Mountain Estates Road, Florissant

1350 Masters Drive, Woodland Park, CO, 80863 — assumable FHA mortgage at 3.75%
FHA
Active
48
$844,900$80,791 equity gap
Rate
3.75%
7.40%today
Payment
$3,867/mo
$5,781today
  • 4beds
  • 4baths
  • 3,105sqft

1350 Masters Drive, Woodland Park

1625 Mountain Estates Road, Florissant, CO, 80816 — assumable VA mortgage at 3.13%
VA
Active
31
$395,000$99,395 equity gap
Rate
3.13%
7.40%today
Payment
$1,461/mo
$2,360today
  • 3beds
  • 3baths
  • 1,899sqft

1625 Mountain Estates Road, Florissant

1350 Masters Drive, Woodland Park, CO, 80863 — assumable VA mortgage at 3.85%
VA
Active
48
$844,900$79,700 equity gap
Rate
3.85%
7.40%today
Payment
$3,915/mo
$5,781today
  • 4beds
  • 4baths
  • 3,105sqft

1350 Masters Drive, Woodland Park

367 Cottonwood Lake Drive, Divide, CO, 80814 — assumable VA mortgage at 3.69%
VA
Active
28
$724,000$133,191 equity gap
Rate
3.69%
7.40%today
Payment
$2,988/mo
$4,500today
  • 3beds
  • 3baths
  • 2,462sqft

367 Cottonwood Lake Drive, Divide

127 Carlton Circle, Florissant, CO, 80816 — assumable VA mortgage at 3.11%
VA
Active
49
$539,000$164,802 equity gap
Rate
3.11%
7.40%today
Payment
$1,777/mo
$2,877today
  • 3beds
  • 3baths
  • 1,994sqft

127 Carlton Circle, Florissant

127 Carlton Circle, Florissant, CO, 80816 — assumable VA mortgage at 3.11%
VA
Active
50
$539,000$164,802 equity gap
Rate
3.11%
7.40%today
Payment
$1,777/mo
$2,877today
  • 3beds
  • 3baths
  • 1,994sqft

127 Carlton Circle, Florissant

891 Mountain Estates Road, Florissant, CO, 80816 — assumable FHA mortgage at 2.72%
FHA
Active
44
$399,000$196,474 equity gap
Rate
2.72%
7.40%today
Payment
$947/mo
$1,612today
  • 2beds
  • 2baths
  • 1,659sqft

891 Mountain Estates Road, Florissant

381 Saddleback Creek Drive, Florissant, CO, 80816 — assumable VA mortgage at 3.01%
VA
Active
34
$659,000$429,724 equity gap
Rate
3.01%
7.40%today
Payment
$1,114/mo
$1,827today
  • 4beds
  • 2baths
  • 2,616sqft

381 Saddleback Creek Drive, Florissant

407 Silvermoon Heights, Divide, CO, 80814 — assumable VA mortgage at 3.36%
VA
Active
50
$975,000$305,747 equity gap
Rate
3.36%
7.40%today
Payment
$3,420/mo
$5,365today
  • 4beds
  • 5baths
  • 4,292sqft

407 Silvermoon Heights, Divide

124 Trout Creek Drive, Divide, CO, 80814 — assumable VA mortgage at 3.09%
VA
Active
28
$385,000Potential short sale
Rate
3.09%
7.40%today
Payment
$1,927/mo
$3,128today
  • 3beds
  • 2baths
  • 2,520sqft

124 Trout Creek Drive, Divide

31 Wallace Drive, Florissant, CO, 80816 — assumable FHA mortgage at 5.00%
FHA
Active
31
$395,000$6,124 equity gap
Rate
5.00%
7.40%today
Payment
$2,240/mo
$2,889today
  • 3beds
  • 3baths
  • 1,516sqft

31 Wallace Drive, Florissant

549 Mohawk Heights, Florissant, CO, 80816 — assumable VA mortgage at 3.23%
VA
Active
50
$2,449,974$2,023,972 equity gap
Rate
3.23%
7.40%today
Payment
$2,128/mo
$3,394today
  • 5beds
  • 5baths
  • 4,685sqft

549 Mohawk Heights, Florissant

1874 Vagabond Creek Drive, Lake George, CO, 80827 — assumable VA mortgage at 3.42%
VA
Active
40
$550,000$401,725 equity gap
Rate
3.42%
7.40%today
Payment
$981/mo
$1,528today
  • 3beds
  • 3baths
  • 2,602sqft

1874 Vagabond Creek Drive, Lake George

129 Kestrel Court, Divide, CO, 80814 — assumable VA mortgage at 3.43%
VA
Active
43
$482,500$324,295 equity gap
Rate
3.43%
7.40%today
Payment
$909/mo
$1,414today
  • 3beds
  • 2baths
  • 1,708sqft

129 Kestrel Court, Divide

129 Kestrel Court, Divide, CO, 80814 — assumable VA mortgage at 3.43%
VA
Active
44
$482,500$324,295 equity gap
Rate
3.43%
7.40%today
Payment
$909/mo
$1,414today
  • 3beds
  • 2baths
  • 1,708sqft

129 Kestrel Court, Divide

406 High Pasture Road, Florissant, CO, 80816 — assumable FHA mortgage at 5.27%
FHA
Active
38
$390,000$18,249 equity gap
Rate
5.27%
7.40%today
Payment
$2,201/mo
$2,753today
  • 3beds
  • 2baths
  • 1,232sqft

406 High Pasture Road, Florissant

421 Center Street, Woodland Park, CO, 80863 — assumable VA mortgage at 3.49%
VA
Active
50
$700,000$327,899 equity gap
Rate
3.49%
7.40%today
Payment
$1,954/mo
$3,016today
  • 4beds
  • 4baths
  • 2,637sqft

421 Center Street, Woodland Park

258 Appian Way, Florissant, CO, 80816 — assumable FHA mortgage at 3.59%
FHA
Active
32
$414,000$177,844 equity gap
Rate
3.59%
7.40%today
Payment
$1,430/mo
$2,181today
  • 3beds
  • 2baths
  • 1,424sqft

258 Appian Way, Florissant

17 Amanda Circle, Florissant, CO, 80816 — assumable FHA mortgage at 3.84%
FHA
Active
50
$370,000$227,966 equity gap
Rate
3.84%
7.40%today
Payment
$999/mo
$1,477today
  • 3beds
  • 2baths
  • 1,876sqft

17 Amanda Circle, Florissant

111 Pine Street, Woodland Park, CO, 80863 — assumable VA mortgage at 4.04%
VA
Active
17
$375,000$170,330 equity gap
Rate
4.04%
7.40%today
Payment
$1,188/mo
$1,715today
  • 2beds
  • 1baths
  • 1,184sqft

111 Pine Street, Woodland Park

917 Centre Camino NA, Woodland Park, CO, 80863 — assumable VA mortgage at 4.06%
VA
Active
$564,900$250,962 equity gap
Rate
4.06%
7.40%today
Payment
$1,763/mo
$2,539today
  • 4beds
  • 2baths
  • 1,887sqft

917 Centre Camino NA, Woodland Park

97 Bannock Street, Woodland Park, CO, 80863 — assumable VA mortgage at 5.50%
VA
Active
46
$619,900$82,087 equity gap
Rate
5.50%
7.40%today
Payment
$3,212/mo
$3,884today
  • 4beds
  • 3baths
  • 2,464sqft

97 Bannock Street, Woodland Park

24 Big Horn Circle, Florissant, CO, 80816 — assumable VA mortgage at 6.09%
VA
Active
37
$499,999$5,981 equity gap
Rate
6.09%
7.40%today
Payment
$3,060/mo
$3,500today
  • 3beds
  • 3baths
  • 1,997sqft

24 Big Horn Circle, Florissant

1014 Elfin Glen Drive, Divide, CO, 80814 — assumable FHA mortgage at 6.50%
FHA
Active
38
$403,000$15,584 equity gap
Rate
6.50%
7.40%today
Payment
$2,489/mo
$2,726today
  • 2beds
  • 2baths
  • 1,974sqft

1014 Elfin Glen Drive, Divide

114 Homestead Lane, Florissant, CO, 80816 — assumable VA mortgage at 6.62%
VA
Active
35
$437,000Potential short sale
Rate
6.62%
7.40%today
Payment
$2,942/mo
$3,183today
  • 3beds
  • 3baths
  • 1,366sqft

114 Homestead Lane, Florissant

114 Homestead Lane, Florissant, CO, 80816 — assumable VA mortgage at 6.85%
VA
Active
35
$437,000Potential short sale
Rate
6.85%
7.40%today
Payment
$3,012/mo
$3,183today
  • 3beds
  • 3baths
  • 1,366sqft

114 Homestead Lane, Florissant

506 Ridge Road, Divide, CO, 80814 — assumable VA mortgage at 6.87%
VA
Active
50
$665,000$23,826 equity gap
Rate
6.87%
7.40%today
Payment
$4,307/mo
$4,542today
  • 4beds
  • 3baths
  • 3,268sqft

506 Ridge Road, Divide

410 Hillcrest Avenue, Woodland Park, CO, 80863 — assumable FHA mortgage at 6.88%
FHA
Active
36
$445,000$14,380 equity gap
Rate
6.88%
7.40%today
Payment
$2,904/mo
$3,059today
  • 3beds
  • 2baths
  • 1,303sqft

410 Hillcrest Avenue, Woodland Park

506 Ridge Road, Divide, CO, 80814 — assumable VA mortgage at 6.92%
VA
Active
50
$665,000$23,689 equity gap
Rate
6.92%
7.40%today
Payment
$4,329/mo
$4,542today
  • 4beds
  • 3baths
  • 3,268sqft

506 Ridge Road, Divide

Assuming a mortgage in Divide

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.72%
Lowest existing payment
$884 /mo
Median cash to assume
$99,395
Jon Cole

Jon Cole

Impact Real Estate

jon@homewithimpact.com+13037758744Impact Real Estate logo
Equal Housing Opportunity

Impact Real Estate is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.